Review 2026 benefit changes on the Open Enrollment page.
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Save up to $1,000/$2,000 per year on medical costs! Not all doctors provide the same level of care. Data has proven that the doctor you use is the most important factor in the quality and total cost of the care you receive. Garner Health helps you find Top Providers in your Alera Group medical plan network — providers who can improve your medical outcomes and lower your out-of-pocket costs. On average, patients who use Garner Top Providers save 27% per episode of care.
If you’re enrolled in an HDHP* or the PPO plan, you can create an account with Garner Health and use it to search for Top Providers in your network. Garner uses one of the nation’s largest healthcare databases and revolutionary data science and analytics to recommend providers with the best patient outcomes. Only 20-30% of doctors in your network will have this designation.
* Garner is not available for Surest and Kaiser members.
Garner analyzes millions of claims to understand the specifics of how doctors provide care. They assess each doctor based on specific metrics related to their specialties, including:
Garner recommends Top Providers who offer the best patient outcomes and have available appointments.
Seeing Top Providers means you’re likely to need less care because:
Plus, Garner will reimburse you up to $1,000/$2,000 for seeing Top Providers in 2026 if you’re enrolled in an HDHP (except Kaiser) or the PPO plan.
Once you register with Garner Health and add Top Providers to your Care Team, you can be reimbursed for seeing those providers in 2026.
The medical services eligible for reimbursement are those performed or prescribed by a Garner-recommended doctor, including office visits, prescriptions, imaging and lab work, certain non-invasive tests, physical therapy, urgent care, and hospital bills.
If you plan to enroll in an HDHP or PPO plan for 2026, go to Garner and set up an account. It takes just a few minutes!
Search the website or app to see which providers in your network are considered Top Providers.
Add Top Providers you’re interested in to your Care Team on the website or app (click the “Add to Care Team” button) to ensure they’re approved and easy to find. (If your current providers aren’t recommended, consider switching if you need specialized care.)
Use Top Providers as frequently as possible for the best outcomes and to be reimbursed up to $1,000 if you have employee coverage and up to $2,000 if you cover one or more dependents (HDHP plan members must first meet the IRS-minimum deductible). You don’t need to file any claims to be reimbursed. A check will be mailed to your home address or you can set up direct deposit with Garner by navigating to the Settings page of your Garner account.
Contact the Garner Concierge at 866-761-9586 or concierge@getgarner.com if you need help understanding the benefit, finding a Top Provider, or getting reimbursed.
Next, download the Garner app on the 
