Provided through Premera
If you are a Propel colleague, your medical plan options are similar to the plans available to most Alera colleagues but your carrier is Premera.
| Looking for information about the 2025 plans? See Medical and Prescription Drug Coverage for Propel (2025). |
| $3,200 HDHP and $6,000 HDHP | PPO |
|---|---|
| Higher deductibles | Lower deductibles than HDHP |
| Lower payroll contributions | Higher payroll contributions |
| Health Savings Account (HSA) to help pay the deductible and other medical expenses: ● Alera Group will put money into your HSA ● You can also contribute money |
In all of these options:
- Coverage includes in-network and out-of-network care, with higher benefits paid for in-network care.
- You are not required to choose a primary care physician (PCP) or obtain referrals to see specialists in any of these plan options.
- You receive 100% coverage for preventive care when using in-network providers, with no deductible.
- Prescription drug coverage is provided through Premera.
- Care Coordination is provided through Premera.
- Expert Medical Guidance and Second Opinions is provided through Included Health.
- Virtual Care Services are available through Premera.
| Decision-making support Alera Group wants you to feel supported and confident in making the best choices for yourself and your loved ones. When you make your choices through the Alera Group Benefits Center, you can use the MyChoice Recommendation Engine to receive personalized recommendations based on your health care needs and preferences. You can also receive decision-making support from the Sofia personal virtual benefits assistant and by phone from a Member Advocate. |
