Plan Documents

Health

Summary Plan Description (SPD) and Benefits Booklet

PPO

• Garner Blue Cross Blue Shield PPO SPD
• Blue Cross Blue Shield PPO Benefit Booklet
• Garner UnitedHealthcare PPO SPD
• UnitedHealthcare PPO SPD

$3,400 HDHP

• Garner Blue Cross Blue Shield $3,400 HDHP SPD
• Blue Cross Blue Shield $3,400 HDHP Benefit Booklet
• Garner UnitedHealthcare $3,400 HDHP SPD
• UnitedHealthcare $3,400 HDHP SPD

$6,000 HDHP

• Garner Blue Cross Blue Shield $6,000 HDHP SPD
• Blue Cross Blue Shield $6,000 HDHP Benefit Booklet
• Garner UnitedHealthcare $6,000 HDHP SPD
• UnitedHealthcare $6,000 HDHP SPD

Summary of Benefits and Coverage (SBC)

PPO

• Garner Blue Cross Blue Shield PPO SBC
• Garner UnitedHealthcare PPO SBC
• Blue Cross Blue Shield PPO SBC
• UnitedHealthcare PPO SBC

$3,400 HDHP

• Garner Blue Cross Blue Shield $3,400 HDHP SBC
• Garner UnitedHealthcare $3,400 HDHP SBC
• Blue Cross Blue Shield $3,400 HDHP SBC
• UnitedHealthcare $3,400 HDHP SBC

$6,000 HDHP 

• Garner Blue Cross Blue Shield $6,000 HDHP SBC
• UnitedHealthcare $6,000 HDHP SBC
• Blue Cross Blue Shield $6,000 HDHP SBC
• UnitedHealthcare $6,000 HDHP SBC

Kaiser Member Documents and Summary of Benefits and Coverage

• Kaiser Northern California DHMO Member Document
• Kaiser Northern California DHMO SBC
• Kaiser Northern California HMO Member Document
• Kaiser Northern California HMO SBC
• Kaiser Southern California DHMO Member Document
• Kaiser Southern California DHMO SBC
• Kaiser Southern California HMO Member Document
• Kaiser Southern California HMO SBC

Surest Documents and Summary of Benefits and Coverage

• Surest PPO Summary Plan Description (SPD)
• Surest PPO SBC

Dental

• Cigna Dental DPPO Basic Certificate of Coverage
• Cigna Dental DPPO Enhanced Certificate of Coverage
• Cigna Dental DHMO Certificate of Coverage

Vision

• VSP Vision Plan Summary

Legal Notices

• 2026 Alera Group Annual Notices Packet
• 2026 Alera Group Wrap Document and SPD
• Alera Group Benefits Center Appeals Form

Protection

Certificate of Coverages

• Unum Basic Life and AD&D Certificate of Coverage
• Unum Voluntary Life and AD&D Certificate of Coverage
• Unum Short Term Disability Summary Plan Description 
• Unum Long Term Disability Certificate of Coverage
• Unum Voluntary Accident Insurance Certificate of Coverage
• Unum Voluntary Critical Illness Insurance Certificate of Coverage
• Unum Voluntary Hospital Indemnity Insurance Certificate of Coverage

Money

Plan Documents

• Alera Group 401(k) Retirement Savings Plan QDIA Notice
• Alera Group 401(k) Retirement Savings Plan SPD