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Key Updates About Spending Accounts in 2026
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Group Hospital Insurance pays a lump-sum cash benefit to you when you or your covered family member is admitted to the hospital. You can enroll as a new hire, during Open Enrollment, and within 30 days after a qualified life event.
Hospital admissions for:
See the Group Hospital Insurance Summary for details.
The amount you receive depends on the coverage level you elect, the type of hospital admission, and the number of days spent in the hospital.
See the Group Hospital Insurance Summary for details.
There are two options for coverage when you enroll. Option 1 pays a higher benefit in many categories but also has a higher cost for coverage.
You can also cover a spouse and dependent children up to age 26, as long as you purchase the same coverage for yourself.
Monthly contributions
You pay the full cost for this coverage through after-tax payroll deductions.
Employee Only
$21.34
Employee + Spouse
$40.42
Employee + Child(ren)
$29.13
Employee + Family
$48.21
Employee Only
$14.87
Employee + Spouse
$28.15
Employee + Child(ren)
$20.50
Employee + Family
$33.78
If you are diagnosed with a covered illness, you can file a claim through your MyUnum for Members online account or the MyUnum for Members mobile app. See How to File a Claim for details.
Group Hospital Insurance also provides an annual “Be Well” cash benefit of $50 per calendar year when you receive eligible health screenings and preventive care. This cash benefit is a wellness incentive. See How to Receive Your Be Well Cash Benefit for details.
