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Financial

Business Travel Accident Insurance

Business Travel Accident (BTA) insurance helps protect you and your dependents while traveling on company business away from your regular place of employment. Alera Group automatically provides this benefit at no cost to you.

The Basics

How It Works

The plan pays benefits to you and your eligible dependents in the event of an injury or accidental loss of life while traveling on company business.

In addition, you have access to travel and medical assistance services through AXA Assistance Services.

What’s Covered

You and your spouse/domestic partner and your children traveling with you are covered.

BTA applies to business travel only.

What It Pays

BTA pays a percentage of the maximum benefit amount based on the covered loss.

Maximum Benefit Amount

The maximum benefit amount is paid out as follows for eligible covered losses:

  • Colleagues: up to $500,000
  • Spouses/domestic partners: up to $25,000
  • Children: up to $10,000

Otherwise, the plan pays a percentage of the amounts above based on the covered loss. For example, the plan will pay 50% of the maximum benefit amount for an accident that results in hemiplegia for one family member. If multiple losses occur, only the largest benefit amount will be paid for all losses due to the same accident.

How to File a Claim

When you need to file a claim, contact Chubb A&H Claims at 800-336-0627 or via email at ChubbAandHClaims@Chubb.com.

Travel and Medical Assistance

In addition to BTA insurance, you have access to travel and medical assistance services for business and personal travel. Chubb partners with AXA Assistance Services to provide local care and support wherever you are.

Travel Assistance Includes
  • General travel information
  • Pre-trip medical referral information
  • Lost/stolen personal item assistance
  • Translator or interpreter assistance
  • Embassy or consular information
Medical Assistance Includes
  • Medical provider referrals
  • Medical monitoring and treatment
  • Guarantee of medical payment (GOP)
  • Dispatch of physician or prescription medications
  • Global teleconsultation

Before you travel, find out more in the Chubb Travel Assistance Guide and download your AXA Travel ID Card.

Get in Touch

Chubb

Download the Chubb Mobile app and register for an account.

AXA Travel and Medical Assistance

UHC

  • Register/Login
Call the phone number on your medical ID card.

Kaiser

  • Find a Provider
Select the Choice Plus network.