For added protection against unexpected costs, Alera Group offers you the option to purchase Accident Insurance. This insurance provides financial support if you or a covered family member is injured in an accident.
Accident insurance pays a lump-sum cash benefit when you or your covered family members suffer injuries in an accident. You can enroll as a new hire, during Open Enrollment, and within 30 days after a qualified life event.
The plan pays a benefit for injuries like:
See the Accident Insurance Summary for a list of covered benefits.
The amount you get depends on the type of injury you have and the type of treatment you need.
See the Accident Insurance Summary for details.
Accident Insurance is moving from Unum to UnitedHealthcare (UHC) on January 1, 2027. With this change:
See the Open Enrollment flyer and the 2027 Summary of Benefits for more information. See the 2027 Contributions and Costs page for Accident Insurance rates.
Questions? Register for the UHC webinar on October 26 from 2:30–3:15 p.m. CT.
Monthly contributions
Employee
$8
Employee + Spouse
$13.61
Employee + Children
$14.36
Employee + Family
$19.97
You can file a claim through your MyUnum for Members online account or the MyUnum for Members mobile app. See How to File a Claim for details.
Accident Insurance also provides an annual “Be Well” cash benefit of $50 per calendar year when you receive eligible health screenings and preventive care. This cash benefit is a wellness incentive. See How to Receive Your Be Well Cash Benefit for details.
