2027 Open Enrollment is October 22 – November 5.
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2027 Contributions & Costs

Below are your paycheck contributions and costs for 2027 Alera Group benefits.

Medical

Surest

UHC

Employee

$14.31

Employee + Spouse

$128.31

Employee + Child(ren)

$66.46

Employee + Family

$171.23

$3,500 HDHP

UHC or BCBS

Employee

$34.15

Employee + Spouse

$194.31

Employee + Child(ren)

$112.62

Employee + Family

$276.92

$6,000 HDHP

UHC or BCBS

Employee

$16.15

Employee + Spouse

$143.08

Employee + Child(ren)

$74.77

Employee + Family

$184.62

PPO

UHC or BCBS

Employee

$84.92

Employee + Spouse

$269.08

Employee + Child(ren)

$178.62

Employee + Family

$372.46

Kaiser HDHP

Kaiser

Employee

$36

Employee + Spouse

$178.62

Employee + Child(ren)

$117.23

Employee + Family

$260.31

Kaiser HMO

Kaiser

Employee

$48

Employee + Spouse

$230.77

Employee + Child(ren)

$151.38

Employee + Family

$336

Dental

DHMO

(In-Network Only)

Employee

$0

Employee + Spouse

$4.78

Employee + Child(ren)

$5.73

Employee + Family

$9.55

Basic DPPO

(In- and Out-of-Network)

Employee

$2.31

Employee + Spouse

$11.54

Employee + Child(ren)

$6.92

Employee + Family

$13.85

Enhanced DPPO

(In- and Out-of-Network)

Employee

$8.31

Employee + Spouse

$21.69

Employee + Child(ren)

$14.77

Employee + Family

$28.62

Vision

Monthly contributions

Vision

Employee Only

$5.57

Employee + Spouse

$11.14

Employee + Child(ren)

$8.91

Family

$16.71

Accident Insurance

Monthly contributions

Option 1

Employee

$9.73

Employee + Spouse

$15.53

Employee + Children

$23.39

Employee + Family

$34.87

Option 2 (Current)

Employee

$7.25

Employee + Spouse

$12.78

Employee + Children

$14.32

Employee + Family

$19.95

Group Hospital Insurance

Monthly contributions

Option 1

Employee Only

$17.54

Employee + Spouse

$34.59

Employee + Child(ren)

$27.95

Employee + Family

$46.60

Option 2

Employee Only

$12.64

Employee + Spouse

$24.93

Employee + Child(ren)

$19.80

Employee + Family

$33.48

Cancer Support & Genetic Testing

Monthly contributions

Under age 50

$16

$32

Age 50‒64

$20

$40

Age 65+

$24

$48

Identity Theft Protection

Monthly contributions

Norton Lifelock Benefit Essential

Employee

$7.99

Employee + Dependents

$15.98

Norton Lifelock Benefit Premier

Employee

$13.49

Employee + Dependents

$26.98

Legal Plan

You’ll pay $17.50 a month ($8.07 per pay period) after taxes for included services. You can access additional services at a 25% discount.

Voluntary AD&D Insurance

Monthly contributions

Voluntary AD&D

Employee (per $10,000 of coverage)

$0.160

Spouse (per $10,000 of coverage)

$0.240

Child (per $2,000 of coverage)

$0.048

Critical Illness Insurance

Monthly contributions

Rates are the same for employee and spouse coverage. Child coverage is included at no cost with employee coverage.

Non-Tobacco

Employee, Spouse or Child(ren)

Under 25

$0.13

25-29

$0.19

30-34

$0.27

35-39

$0.39

40-44

$0.51

45-49

$0.69

50-54

$0.97

55-59

$1.31

60-64

$1.80

65-69

$2.35

70-74

$3.21

75+

$4.18

Tobacco

Employee, Spouse or Child(ren)

Under 25

$0.13

25-29

$0.23

30-34

$0.34

35-39

$0.45

40-44

$0.64

45-49

$1.02

50-54

$1.63

55-59

$2.35

60-64

$3.41

65-69

$4.59

70-74

$6.50

75+

$7.59

Voluntary Life Insurance

Monthly contributions

Your age is the age you will be when your coverage becomes effective. Child coverage is $0.42 per $2,000 of coverage.

Employee Rate

Per $10,000 of coverage

15-24

$0.50

25-29

$0.60

30-34

$0.60

35-39

$0.80

40-44

$1.00

45-49

$1.50

50-54

$2.30

55-59

$4.30

60-64

$6.60

65-69

$12.70

70-74

$20.60

75+

$20.60

Spouse Rate

Per $10,000 of coverage

15-24

$0.50

25-29

$0.60

30-34

$0.60

35-39

$0.80

40-44

$1.00

45-49

$1.50

50-54

$2.30

55-59

$4.30

60-64

$6.60

65-69

$12.70

70-74

$20.60

75+

$20.60