Explore how your benefits can improve your well-being, plus earn a chance to win Awardco points!
Go Now ➞
Key Updates About Spending Accounts in 2026
Go Now ➞
Health

Dental

Alera Group offers three dental options so you can choose the plan that’s best for you and your family.

The Basics

Your Choices

You have three dental plans to choose from:

  1. DHMO
  2. Basic DPPO
  3. Enhanced DPPO

Cigna is the administrator for all three options.

You can enroll yourself and your eligible dependents as a new hire, during Open Enrollment, and within 30 days after a qualified life event.

The Network

With the DPPO plans, you can see in- and out-of-network providers, but you’ll save money when you use providers in the Total Cigna PPO network.

The DHMO plan provides coverage only when you use Cigna Dental Care Access Plus providers.

What’s Covered

All three options provide 100% coverage for in-network preventive dental care and coverage for basic and major dental services.

The DHMO and Enhanced DPPO also offer some coverage for orthodontia.

Need Help Choosing?

When selecting the right dental plan for you and your family, keep these things in mind:

  • The Basic and Enhanced DPPO plans allow you to visit in-network and out-of-network providers.
  • The DHMO plan does not have out-of-network coverage, but premiums are lower than DPPO plan premiums and there is no deductible or annual benefits maximum.
  • The Basic DPPO does not cover orthodontia.

If you need help choosing, call 888-850-1765, Monday – Friday, 8 a.m. – 5 p.m. CT to speak with an Alera Group Benefits Center customer service representative.

What You Pay for Care

DHMO

(In-Network Only)
Annual Benefit Maximum Per Member

Unlimited
Unlimited
Deductible
$0
$0
Preventive Care (up to 3 per calendar year)
You pay 0%
You pay 0%
Orthodontia
You pay $85/month
24 months of treatment
You pay $85/month
24 months of treatment
Lifetime Orthodontia Maximum
You pay $99/month
24 months of treatment
You pay $99/month
24 months of treatment

Basic DPPO

(In- and Out-of-Network)
Annual Benefit Maximum Per Member

$1,000
combined in- and out-of-network
$1,000
combined in- and out-of-network
Deductible
$100
$300
Preventive Care (up to 3 per calendar year)
You pay 0%
no deductible
You pay 0%
no deductible
Basic Services
You pay 40%
You pay 40%
Major Services
You pay 50%
You pay 50%
Endodontics / Periodontics
You pay 50%
You pay 50%
Orthodontia
Not covered
Not covered
Lifetime Orthodontia Maximum
Not covered
Not covered

Enhanced DPPO

(In- and Out-of-Network)
Annual Benefit Maximum Per Member

$1,500
combined in- and out-of-network
$1,500
combined in- and out-of-network
Deductible
$50
$150
Preventive Care (up to 3 per calendar year)
You pay 0%
no deductible
You pay 0%
no deductible
Basic Services
You pay 20%
You pay 20%
Major Services
You pay 40%
You pay 40%
Endodontics / Periodontics
You pay 20%
You pay 20%
Orthodontia
You pay 50% up to $1,500 lifetime orthodontics maximum
no deductible
You pay 50% up to $1,500 lifetime orthodontics maximum
no deductible
Lifetime Orthodontia Maximum
You pay 50% up to $1,500 lifetime orthodontics maximum
no deductible
You pay 50% up to $1,500 lifetime orthodontics maximum
no deductible

Your Paycheck Costs

Your paycheck contributions are pre-tax except for domestic partner contributions, which are post-tax.

DHMO

(In-Network Only)

Employee

$0

Employee + Spouse

$4.62

Employee + Child(ren)

$5.54

Employee + Family

$9.23

Basic DPPO

(In- and Out-of-Network)

Employee

$2.31

Employee + Spouse

$11.54

Employee + Child(ren)

$6.92

Employee + Family

$13.85

Enhanced DPPO

(In- and Out-of-Network)

Employee

$8.31

Employee + Spouse

$21.69

Employee + Child(ren)

$14.77

Employee + Family

$28.62

If You Have a Medical Condition

The Cigna Dental Oral Health Integration Program® offers enhanced dental coverage for members with eligible medical conditions including diabetes, heart disease, stroke, and pregnancy. If you qualify, you’ll be reimbursed 100% of coinsurance for certain related dental procedures and are eligible for other perks. To enroll, go to myCigna.com, select Coverage > Dental and fill out the online registration form or call the phone number on the back of your Cigna ID card. Learn more about the Oral Health Integration Program.

Get in Touch

Cigna


Find a Provider
DHMO: Select the Cigna Dental Care Access Plus network.
DPPO: Select the Total Cigna PPO network.