Making Changes During the Year – My Alera Group Benefits

Explore how your benefits can improve your well-being, plus earn a chance to win Awardco points!

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Key Updates About Spending Accounts in 2026

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Your Coverage Details

Qualifying Life Events

Depending on the situation, you can add dependents, drop dependents, enroll in, change, or cancel your coverage. You must provide supporting documentation, which is subject to approval by Alera Group.

Qualifying life events include:

Marriage or start of a domestic partnership
Birth, legal adoption of a child, or placement of a child with you for legal adoption
Loss of other coverage
Gain of other coverage
A covered dependent child turns age 26
Change in residence (if your current coverage isn’t available in the new location or if you are offered an option that you were not previously offered)
Divorce, legal separation, or the end of a domestic partnership
Death of your spouse, domestic partner, or dependent child

NOT Qualifying Life Events

These are not considered qualifying life events:

Voluntary choices and changes (example: voluntarily canceling your health plan)
Coverage-related issues (example: loss of coverage because of non-payment of premiums)
Gaining voluntary guardianship of a dependent
Ending participation in a Medical Cost Sharing Group

Learn more about qualifying and non-qualifying events and acceptable forms of documentation to add a dependent to your coverage.

How to Update Your Elections

To update your benefit elections within 30 days of a qualifying life event:

Log in to your account.
On the left side of the screen, click “change your elections.”
Select the applicable life event.
Follow the prompts to update your elections.

When Your Elections Go Into Effect

Your updated elections go into effect on the first of the month following the event date, except for new hire elections and election updates after the birth of a child. New hire and birth elections become effective on the date of eligibility.

MORE TO EXPLORE

Welcoming a New Child

Getting Married

Getting Divorced

Turning 26

Turning 65

Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain.