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LIFE EVENTS

I’m Getting Divorced

Getting divorced or ending a domestic partnership can be stressful. This checklist of helpful tips and reminders about your Alera Group benefits can help ease some of the stress.

Process

Take some time off, if you need it. Speak to your Manager or Office Leader to find out what paid time off is available to you.

Change

Divorce/end of a domestic partnership is what’s called a qualified life event. With proper documentation, that gives you permission to make relevant updates to your Alera Group benefits, but you must make those updates within 30 days of the event.

Consider these changes:

  • Drop your spouse/domestic partner from your medical, dental or vision coverage. (You cannot cover a former spouse.)
  • Drop voluntary life insurance coverage for or your spouse/domestic partner. (You cannot cover a former spouse.)
  • Update your contributions to your Flexible Spending Accounts (FSAs) to reflect expected expenses.

Go to the Alera Group Benefits Center within 30 days. (You may be required to submit documentation.)

Update

You may need to update your personal information in the HR System like your last name, mailing address, phone number or emergency contact.

You might also need to update your beneficiary information for:

Life insurance
Health Savings Account
Alera Group Savings Plan

Plan

Updating your will is important. You want to be sure your estate plan accurately reflects your current wishes.

If you’re enrolled in the Legal Benefit, it could be free for you to update your will. If you’re not enrolled at the time of your divorce/end of domestic partnership, you can enroll during the next Open Enrollment period.

Improve

You may be experiencing a variety of feelings during this transition. If you need a partner to help you with those feelings productively, reach out to Spring Health anytime for free resources and/or counseling. The access code is aleragroup.